In this episode of From Injury to Justice, Peter Burnett speaks with insurance expert Keith Seekford, who brings nearly 40 years of experience in individual and commercial insurance. Together, they dive into the crucial topic of adequate insurance coverage, explaining why minimum auto insurance often falls short and the critical benefits of underinsured (UIM) and uninsured motorist (UM) coverage. Keith sheds light on surprising Virginia statistics, including accident rates and the alarming percentage of drivers with inadequate or no insurance at all, emphasizing the importance of securing sufficient coverage.
Keith and Peter break down how to protect yourself and your family with higher liability limits, umbrella policies, and medical payments coverage. They explain complex but essential aspects like UIM stacking, split limits versus single limits, and how umbrella policies can provide millions in additional coverage, often for a nominal increase in annual premiums. This episode provides invaluable insights for anyone looking to safeguard their finances and their family from the devastating costs of accidents, medical expenses, and potential legal liability.
